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home : public notices : legals-article May 24, 2016

10/18/2012 11:31:00 AM
NOTICE OF MORTGAGE FORECLOSURE SALE - James V. Vainovskis and Tammy A. Vainovskis

(October 18, 25; November 1, 8, 15, 22, 2012)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Date: October 12, 2012

NOTICE IS HEREBY GIVEN THAT:
1. Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 1, 2005
                
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00

MORTGAGOR(S): James V. Vainovskis and Tammy A. Vainovskis
        
MORTGAGEE: Lake Area Bank

DATE AND PLACE OF FILING:  12/7/05, Chisago County Recorder (Doc No: A-428540)    

ASSIGNMENTS OF MORTGAGE: None

LEGAL DESCRIPTION OF PROPERTY:  That part of the Northwest Quarter of the Southeast Quarter of Section 21, Township 34 North, Range 20 West, Chisago County, Minnesota, described as follows: Beginning at the Southwest corner of the Northwest Quarter of the Southeast Quarter; thence Northerly, along the West line of the Northwest Quarter of the Southeast Quarter, a distance of 420.00 feet; thence Northeasterly, deflecting 65 degrees 00 minutes to the right, a distance of 580 feet; thence Southeasterly, deflecting 65 degrees 00 minutes to the right, to the center line of North Lakes Trail (also known as County State Aid Highway No. 20); thence Southwesterly, along said center line to the South line of the Northwest Quarter of the Southeast Quarter; thence Westerly, along said South line, to the point of beginning.

And, that part of the Southwest Quarter of the Southeast Quarter of Section 21, Township 34 North, Range 20 West, Chisago County, Minnesota, described as follows: Commencing at the Northwest corner of the Southwest Quarter of the Southeast Quarter; thence South 89 degrees 46 minutes 28 seconds East, assumed bearing along the North line of the Southwest Quarter of the Southeast Quarter, a distance of 156.45 feet to the point of beginning of the parcel to be described; thence South 36 degrees 31 minutes 52 seconds West, a distance of 75.17 feet; thence South 69 degrees 56 minutes 31 seconds East, a distance of 488 feet, more or less, to the center line of North Lakes Trail (also known as County State Aid Highway No. 20); thence Northeasterly, along said center line, 267 feet, more or less, to the North line of the Southwest Quarter of the Southeast Quarter; thence Westerly, along said North line, 557 feet, more or less, to the point of beginning, according to the recorded plat thereof on file and of record in the office of the County Recorder, Chisago County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Chisago

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $100,997.00

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of Chisago County, Minnesota as follows:

DATE AND TIME OF SALE: December 11, 2012 (10:00 a.m.)

PLACE OF SALE: Chisago County Sheriff’s Office, 313 North Main Street, Center City, MN 55012.

To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagors, their personal representatives or assigns in six (6) months from the date of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

OWNER-OCCUPIED SINGLE-FAMILY DWELLINGS: Mortgagor must vacate the Property (if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23) is the 11th day of June, 2013 (11:59 p.m.)
GECK, DUEA & OLSON, PLLC

By: /s/ Mark Duea
Mark  E. Duea (#027351X)
Cove Place Professional Building
4770 White Bear Parkway, Suite 100
White Bear Lake, MN  55110
Telephone: 651-426-3249

NOTICE OF MORTGAGE
FORECLOSURE SALE
FORECLOSURE DATA
(1) Street Address, City and Zip Code of Mortgaged Premises: 32300 N. Lakes Trail, Lindstrom, MN  55045.
(2) Transaction Agent; Residential Mortgage Servicer and Lender or Broker:  Lake Area Bank
(3) Tax Parcel Identification Number: R02.00658.00
(4) Transaction Agent’s mortgage ID number (MERS number): NA
(5) Name or mortgage originator: Lake Area Bank







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