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AnnMarie Brink - US Bank

home : public notices : legals-article July 23, 2017

6/29/2017 11:17:00 AM
NOTICE OF MORTGAGE FORECLOSURE SALE - Michael J. Spraguer

(June 29; July 6, 13, 20, 27; August 3, 2017)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 03/14/2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00

MORTGAGOR(S): Michael J. Spraguer

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First NLC Financial Services, LLC dba The Lending Center

DATE AND PLACE OF FILING: 03/26/2007 as Document No. A-482991 in the Office of the County Recorder, Chisago County, Minnesota

The mortgage was assigned for value as follows:
Assignee: Cititmortgage, Inc.
Assignment dated: 10/23/2012
Assignment recorded: 11/6/2012
Assignment recording information: Document No. A-550859
Assignee: U.S. Bank National Association, as Trustee for Prof-2012-S1 Holding Trust 1
Assignment dated: 9/4/2013
Assignment recorded: 9/9/2013
Assignment recording information: Document No: A-562037
Assignee: Citibank N.A. as Trustee for CMLTI Assset Trust
Assignment dated: 12/17/2014
Assignment recorded: 12/17/2014
Assignment recording information: Document No. A-574101
Assignee: WCO Remic Trust 2015-1, by U.S. Bank National Association as Trustee
Assignment dated: 9/2/2015        
Assignment recorded: 9/17/2015
Assignment recording information: Document No. A-581410
Assignee: Citibank N.A. as trustee for CMLTI Asset Trust
Assignment dated: 11/9/2016
Assignment recorded: 11/29/2016
Assignment recording information: A-594240
All in the records of the County Recorder in and for Chisago County, Minnesota.  

TAX PARCEL I.D. NO.: 20.00423.00

LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT FOUR (4), THE NORTH FOUR FEET OF LOT THREE (3), AND THE SOUTH 17 FEET OF LOT FIVE (5), ALL IN BLOCK EIGHTY-FIVE (85), OF TAYLORS FALLS, ACCORDING TO THE RECORDED PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS, CHISAGO COUNTY, MINNESOTA BEING THE SAME PROPERTY CONVEYED TO MICHAEL J SPRAGUER BY DEED FROM BRYAN JAMES ZITELMAN RECORDED 10/08/2002 IN DEED BOOK 385903 PAGE
CERTIFICATION NO: 0
Abstract Property

STREET ADDRESS OF PROPERTY: 531 Folsom Street, Taylors Falls, MN 55084

COUNTY IN WHICH PROPERTY IS LOCATED: Chisago

LENDER OR BROKER AND MORTGAGE ORIGINATOR: First NLC Financial Services, LLC dba The Lending Center
RESIDENTIAL MORTGAGE SERVICER: Fay Servicing

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $120,467.94  AS OF 06/29/2017

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago County, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 08/16/2017 at 10:00 A.M.

PLACE OF SALE: Chisago County Sheriff’s Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is 6 Months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 02/16/2018, or the next business day if 02/16/2018 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Citibank, N.A.,
as trustee for CMLTI Asset Trust,
Mortgagee/Mortgage Assignee

The Sayer Law Group, P.C.
By Brian G. Sayer, Attorney for
Mortgagee/Mortgage Assignee
925 E 4th St., Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.







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