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home : public notices : legals-article
October 16, 2018

1/25/2018 9:32:00 AM
NOTICE OF MORTGAGE FORECLOSURE SALE - Jason McDowell and Nina McDowell

(January 25; February 1, 8, 15, 22; March 1, 2018)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF  THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY  LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 09/19/2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,200.00

MORTGAGOR(S): Jason McDowell and Nina McDowell, Spouses Married to Each Other

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bell State Bank & Trust

DATE AND PLACE OF FILING: 09/23/2014 as Doc # A-571848 in the Office of the County Recorder, Chisago County, Minnesota

The mortgage was assigned for value as follows:

Assignee: Freedom Mortgage Corporation

Assignment dated: 12/05/2015

Assignment recorded: 12/23/2015

Assignment recording information: Doc# A-584401

All in the records of the County Recorder in and for Chisago County, Minnesota.  

TAX PARCEL I.D. NO.: 20.00596.02

LEGAL DESCRIPTION OF PROPERTY: LOT TWO (2), BLOCK ONE (1), ROLLING RIDGE 2ND ADDITION, CHISAGO COUNTY, MINNESOTA. Abstract Property

STREET ADDRESS OF PROPERTY: 362 Briar Ln., Taylors Falls, MN 55084

COUNTY IN WHICH PROPERTY IS LOCATED: Chisago

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Bell State Bank & Trust

RESIDENTIAL MORTGAGE SERVICER: Freedom Mortgage Corporation

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $145,082.46 AS OF 02/21/2018.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Chisago, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 03/22/2018 at 10:00 A.M.

PLACE OF SALE: Chisago County Sheriff’s Office, 313 North Main Street, Rm. 100, Center City, MN 55012 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) Months from the date of sale.
 
TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on September 22, 2018, or the next business day if September 22, 2018 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Freedom Mortgage Corporation
Mortgagee/Mortgage Assignee

The Sayer Law Group, P.C.
By Brian G. Sayer,
Attorney for Mortgagee/
Mortgage Assignee
925 E 4th St., Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.







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