|5/23/2019 1:02:00 PM|
NOTICE OF MORTGAGE
FORECLOSURE SALE - Daniel J. Michels
(May 23, 30; June 6, 13, 20,27, 2019)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: August 22, 2003
MORTGAGOR: Daniel J. Michels, a married man, as his sole and separate property
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded June 15, 2004 Chisago County Recorder, Document No. A-430906
ASSIGNMENTS OF MORTGAGE: Assigned to: Ditech Financial LLC. Dated June 7, 2016 Recorded June 7, 2016, as Document No. A-588666
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506546792889
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Mortgage Corporation DBA ditech.com
RESIDENTIAL MORTGAGE SERVICER: Ditech Financial LLC
MORTGAGED PROPERTY ADDRESS: 6495 Lent Trail, Stacy, MN 55079
TAX PARCEL I.D. #: 050035100
LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in Chisago County, State of Minnesota, as more fully described in Inst#274222, ID#R050035100, being known and designated as that part of the north half of the southwest quarter of section 21, township 34 north, range 21 west, Chisago County, Minnesota, described as follows: commencing at the SW corner of said N1/2 of SW1/4, thence easterly along south line, a distance of 870 feet to the point of beginning; thence continuing easterly, along said south line, a distance of 493.3 feet; thence northerly, parallel with the west line of said N1/2 of the SW1/4 of section 21, a distance of 1,074 feet, more or less, to the center line of county state aid Highway No. 18; thence southwesterly along said highway center line, a distance of 632 feet, more or less, to the point of intersection with a line drawn through the point of beginning of the tract herein described and parallel with the west line of said N1/2 of the SW1/4; thence southerly, along said parallel line, a distance of 671 feet to the point of beginning tract #4. Containing 10.0 acres, more or less, and subject to county state aid Highway No. 18 along the northwesterly line thereof.
By fee simple deed from James C. Schwartz and Joanne J. Schwartz, husband and wife as set forth in Inst#274222 dated 07/28/1995 and recorded 07/31/1995, Chisago County Records, State of Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,524.30
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 25, 2019 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2020, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: May 13, 2019
Ditech Financial LLC
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO,
Attorneys for Mortgagee/Assignee of
4500 Park Glen Road #300
Minneapolis, MN 55416
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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