|6/6/2019 11:22:00 AM|
NOTICE OF MORTGAGE
FORECLOSURE SALE - Joseph M Marsala and Michelle A Marsala
(June 6, 13, 20, 27; July 4, 11, 2019)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: August 7, 2015
MORTGAGOR: Joseph M Marsala and Michelle A Marsala, husband and wife, as joint tenants
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Filed August 13, 2015, Chisago County Registrar of Titles, Document No. T-24627 on Certificate of Title No. 5743.0
ASSIGNMENTS OF MORTGAGE: Assigned to: Ditech Financial LLC. Dated August 7, 2018 Filed August 14, 2018, as Document No. T-26235
Said Mortgage being upon Registered Land
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100521300000674749
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pacific Union Financial, LLC
RESIDENTIAL MORTGAGE SERVICER: Ditech Financial LLC
MORTGAGED PROPERTY ADDRESS: 32650 Oasis Rd, Center City, MN 55012
TAX PARCEL I.D. #: 020066150
LEGAL DESCRIPTION OF PROPERTY: The land referred to herein below is situated in the County of Chisago, State of Minnesota, and is described as follows: That part of the North 365 feet of the South 833.31 feet of Government Lot 4 and of the Southwest Quarter of the Northeast Quarter, both of Section 22, Township 34 North, Range 20 West, Chisago County, Minnesota, lying westerly of the center line of Oasis Road (also known as County State Aid Highway No. 9) lying easterly of the following described land: Commencing at the center of said Section 22; thence North 89 degrees 17 minutes 53 seconds East, assumed bearing along the east-west quarter line of said Section 22, a distance of 50.37 feet; thence north 8 degrees 30 minutes 30 seconds West, to the north line of the South 833.31 feet of said Government Lot 4 and of said Southwest Quarter of the Northeast Quarter and said line there terminating. Subject to Oasis Road.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,653.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,098.06
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 1, 2019 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2020, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: May 24, 2019
Ditech Financial LLC
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
6 - 18-005790 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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