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home : public notices : legals-article
December 11, 2019

11/14/2019 11:00:00 AM
NOTICE OF MORTGAGE FORECLOSURE SALE - Amy J. Flaherty, and Timothy J. Flaherty

(November 14, 21, 28; December 5, 12, 19, 2019)

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: December 21, 2012

MORTGAGOR: Amy J Flaherty, and Timothy J Flaherty, as joint tenants, wife and husband

MORTGAGEE: Bank of America, N.A.

DATE AND PLACE OF RECORDING: Recorded January 25, 2013 Chisago County Recorder, Document No. A-553927

ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association.  Dated January 8, 2015 Recorded January 20, 2015, as Document No. A-574810.  And thereafter assigned to: Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust, not individually but as trustee for Pretium Mortgage Acquisition Trust.  Dated December 28, 2018 Recorded January 17, 2019, as Document No. A-616077
      
TRANSACTION AGENT: NONE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A.

RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP

MORTGAGED PROPERTY ADDRESS: 4881 264th Court, Wyoming, MN 55092

TAX PARCEL I.D. #: 210062100

LEGAL DESCRIPTION OF PROPERTY: LOT 4, BLOCK 4, SUNRISE WEST, CHISAGO COUNTY, MINNESOTA.

COUNTY IN WHICH PROPERTY IS LOCATED: Chisago

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,290.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,059.31

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 16, 2020 at 10:00 A.M.

PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 16, 2020, unless that date falls on a weekend  or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 31, 2019

Wilmington Savings Fund Society, FSB d/b/a Christiana Trust, as Trustee
Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
107 - 19-008534 FC

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.





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