|10/22/2020 11:09:00 AM|
NOTICE OF MORTGAGE
FORECLOSURE SALE - Scott Ruppert and Kris Ruppert
(October 22, 29; November 5, 12, 19, 26, 2020)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: August 31, 2010
MORTGAGOR: Scott Ruppert and Kris Ruppert, as joint tenants, husband and wife.
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF RECORDING: Recorded September 8, 2010 Chisago County Recorder, Document No. A-525149.
ASSIGNMENTS OF MORTGAGE: Assigned to: Loancare, LLC. Dated June 27, 2017 Recorded July 14, 2017, as Document No. A-600627. And thereafter assigned to: Specialized Loan Servicing LLC. Dated July 18, 2019 Recorded July 19, 2019, as Document No. A-620510. And thereafter assigned to: Federal Home Loan Mortgage Corporation, as trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2019-3. Dated March 6, 2020 Recorded March 13, 2020, as Document No. 628181.
TRANSACTION AGENT: NONE
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Bank, N.A.
RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc.
MORTGAGED PROPERTY ADDRESS: 38349 Casselberry Drive, North Branch, MN 55056
TAX PARCEL I.D. #: 16.00562.52
LEGAL DESCRIPTION OF PROPERTY: The following described property: Lot 1, Block 4, Casselberry Ponds Plat 2, according to the map or plat thereof on file and of record in the Office of the County Recorder in and for Chisago County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,170.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,446.63
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 17, 2020 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2021, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: October 14, 2020
Federal Home Loan Mortgage
Corporation, as trustee
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
38 - 20-005416 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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