|10/28/2021 11:04:00 AM|
NOTICE OF MORTGAGE
FORECLOSURE SALE - Mark Carnes and Anne Carnes
(October 28; November 4, 11, 18, 25; December 2, 2021)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: June 8, 2012
MORTGAGOR: Mark Carnes and Anne Carnes, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Stearns Bank National Association its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded February 15, 2013 Chisago County Recorder, Document No. A-554594.
ASSIGNMENTS OF MORTGAGE: Assigned to: J.P. Morgan Mortgage Acquisition Corp. Dated October 14, 2021 Recorded October 18, 2021, as Document No. A-651660.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100354020100010824
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Stearns Bank National Association
RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC
MORTGAGED PROPERTY ADDRESS: 1143 First Street, Taylors Falls, MN 55084
TAX PARCEL I.D. #: 20.00070.30
LEGAL DESCRIPTION OF PROPERTY: That part of the South Half of the Southeast Quarter (S 1/2 of SE 1/4) of Section Twenty-Six (26), Township Thirty-four (34) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast Corner of Section 26; thence North 0 degree 00 minutes, assumed bearing, along the East line of Section 26 a distance of 933.6 feet to a point on or near the center line of County Road No. 82; thence South 66 degrees 06 minutes 15 seconds West along the line on or near the center line, a distance of 36.2 feet more or less to the point of intersection with a line drawn parallel with and distant 33 feet West of the East line of Section 26; thence continuing South 66 degrees 06 minutes 15 seconds West along said line on or near road center line a distance of 915.9 feet to the point of beginning; thence continuing South 66 degrees 06 minutes 15 seconds West, along said line on or near road center line, a distance of 120 feet; thence South 23 degrees 53 minutes 45 seconds East, a distance of 250 feet, thence North 66 degrees 06 minutes 15 seconds East, a distance of 120 feet; thence North 23 degrees 53 minutes 45 seconds West, a distance of 250 feet to the point of beginning. Except Parcel 122 Chisago County Right of Way Plat No 25
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,306.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,721.74
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 23, 2021 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 23, 2022, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: October 18, 2021
J.P. Morgan Mortgage
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
85 - 21-004147 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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