4/21/2022 11:25:00 AM
NOTICE OF MORTGAGE
FORECLOSURE SALE: Matthew Karnes and Audra Karnes
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(April 21, 28; May 5, 12, 19, 26, 2022)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: September 23, 2019
MORTGAGOR: Matthew Karnes and Audra Karnes, Husband and Wife as Joint Tenants
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Results Mortgage, LLC its successors and assigns
DATE AND PLACE OF RECORDING: Recorded October 1, 2019 Chisago County Recorder, Document No. A-622895
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated March 31, 2021 Recorded March 31, 2021, as Document No. A-643412. And thereafter assigned to: Community Loan Servicing, LLC. Dated January 3, 2022 Recorded January 3, 2022, as Document No. A-654666
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 101360958041191387
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Results Mortgage, LLC
RESIDENTIAL MORTGAGE SERVICER: Community Loan Servicing, LLC
MORTGAGED PROPERTY ADDRESS: 5004 382nd Drive, North Branch, MN 55056
TAX PARCEL I.D. #: 110107059
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Wildridge Plat 3, Chisago County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,225.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,117.65
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 16, 2022 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 16, 2022, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: April 14, 2022
Community Loan Servicing, LLC
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
137 - 22-002505 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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