4/28/2022 11:09:00 AM
NOTICE OF MORTGAGE
FORECLOSURE SALE - Emmaline B. Dowd, and Jeffrey E. Dowd
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(April 28; May 5, 12, 19, 26; June 2, 2022)
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: April 25, 2017
MORTGAGOR: Emmaline B Dowd, and Jeffrey E Dowd, spouses married to each other
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans its successors and assigns
DATE AND PLACE OF RECORDING: Recorded May 10, 2017 Chisago County Recorder, Document No. A598619
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Research Center, LLC d/b/a Veterans United Home Loans. Dated November 20, 2017 Recorded November 20, 2017, as Document No. A-604553. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. Dated December 29, 2021 Recorded January 21, 2022, as Document No. A-655334. And thereafter assigned to: U.S. Bank Trust National Association, as trustee of the LB-Igloo Series IV Trust. Dated July 2, 2021 Recorded August 27, 2021, as Document No. A-649641. And thereafter assigned to: U.S. Bank Trust National Association, as Trustee of the LB-Cabana Series IV Trust. Dated August 19, 2021 Recorded August 27, 2021, as Document No. A-649642
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1003502-9100811190-7
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Research Center, LLC dba Veterans United Home Loans
RESIDENTIAL MORTGAGE SERVICER: Rushmore Loan Management Services LLC
MORTGAGED PROPERTY ADDRESS: 10495 Wyoming Avenue, Chisago City, MN 55013
TAX PARCEL I.D. #: 130018800
LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1 and 2, Block 5, Bernheimer's 1st Addition to the Village of Chisago, described as follows: Commencing at an iron stake on the West line of West Street, 309.5 feet from the Northeast corner of said Block 5; thence South 66 degrees 00 minutes West, parallel with the North line of Lots 1 and 2, Block 5, a distance of 100 feet to the Easterly line of said Lot 2; then continuing South 66 degrees 00 minutes West, 32.70 feet to the point of beginning of the parcel to be described; thence North 66 degrees 00 minutes East, retracing the last course, 32.70 feet to the Easterly line of Lot 2; thence North 24 degrees 00 minutes West, along said Easterly line, 184.5 feet more or less, to a point distant 125 feet from the Northeast corner of said Lot 2, thence North 66 degrees 00 minutes East, 15 feet; thence North 24 degrees 00 minutes West, 125 feet to the North line of Lot 1, Block 5; thence South 66 degrees 00 minutes West, 115 feet to the Northwest corner of Lot 2, Block 5; thence South 24 degrees 00 minutes East along the Westerly line of said Lot 2, to the Shoreline of Green Lake, thence Easterly, along said shoreline to the point of intersection with a line drawn South 31 degrees 00 minutes West from the point of beginning; thence North 31 degrees 00 minutes East to the point of beginning, Chisago County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $434,450.49
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 23, 2022 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2022, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: April 19, 2022
U.S. Bank Trust National
Association, as Trustee
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
138 - 22-002678 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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