August 31, 2023 at 10:03 a.m.
NOTICE OF MORTGAGE FORECLOSURE SALE: Joshua L Scherer
(August 31; September 7, 14, 23, 28; October 5, 2023)
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2019
MORTGAGOR: Joshua L Scherer, a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Guaranteed Rate, Inc., its successors and assigns
DATE AND PLACE OF RECORDING: Filed October 4, 2019, Chisago County Registrar of Titles, Document No. T-26814 on Certificate of Title No. 6314
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated March 9, 2022 Filed March 30, 2022, as Document No. T-28708
Said Mortgage being upon Registered Land
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001963990213 97581
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranteed Rate, Inc.
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 6168 Cedar Street, North Branch, MN 55056
TAX PARCEL I.D. #: 160006900
LEGAL DESCRIPTION OF PROPERTY:
That part of the SE-1/4 of SE-1/4, Section 17, Township 35 North, Range 21 West, Chisago County, Minnesota, described as follows: Commencing at the SW corner of said SE-1/4 of SE-1/4; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the point of beginning; thence continuing East along said south line, a distance of 107.5 feet to the hereinafter referred to "Point A’; thence North 192.25 feet; thence West, 0.6 feet to the point of intersection with a line drawn North 0 degrees 10 minutes 43 seconds West, parallel with the west line of said SE-1/4 of SE-1/4 from said "Point A"; thence North 0 degrees 10 minutes 43 seconds West, along said parallel line 16.5 feet; thence west, parallel with said South line of Section 17 to the point of intersection with a line drawn North, from the point of beginning; thence South, along said line 208.75 feet to the point of beginning. SUBJECT TO AN EASEMENT in favor of the State of Minnesota for the purpose of repairing, maintaining and using as a tile line for drainage purposes over that part of the above described parcel, described as follows: Commencing at the SW comer of said SE-1/4 of SE-1/4; thence East, assumed bearing along the south line of said Section 17, a distance of 509.25 feet to the southeast corner of said parcel, being the point of beginning of said easement as the same is located upon said parcel; thence East, along the south line of said Section 17, 0.57 feet; thence Northwesterly, in a straight line, intersecting the West line of said parcel, 13.54 feet North of the SW corner thereof; thence South, along the west line of said parcel, 13.54 feet, to the SW corner of said parcel and there terminating.
COUNTY IN WHICH PROPERTY IS LOCATED: Chisago
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,474.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,858.79
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 26, 2023 at 10:00 A.M.
PLACE OF SALE: Sheriff's Office, 15230 Per Road, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2024, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: August 24, 2023
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
19 - 23-003320 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.